Question 1

What are the 2025 CPP and EI contribution rates?

Accepted Answer

For 2025, the CPP contribution rate is 5.95% (employee) and 5.95% (employer) on earnings between $3,500 and $71,300 (YMPE), plus 4.00% on earnings between $71,300 and $81,200 (YAMPE). The EI contribution rate is 1.64% (employee) and 2.296% (employer) on earnings up to $65,700.

Question 2

When do CPP and EI contributions stop?

Accepted Answer

CPP contributions stop when you reach the maximum annual contribution ($4,430.10 for 2025) or the maximum pensionable earnings ($81,200 including additional CPP). EI contributions stop at the maximum contribution ($1,077.48 for 2025).

Question 3

What do YMPE, YAMPE, and MIE mean?

Accepted Answer

YMPE (Year's Maximum Pensionable Earnings) is $71,300 for 2025 - the maximum earnings subject to base CPP contributions. YAMPE (Year's Additional Maximum Pensionable Earnings) is $81,200 for 2025 - the upper limit for enhanced CPP. MIE (Maximum Insurable Earnings) is $65,700 for 2025 - the maximum earnings subject to EI contributions.

CPP EI Calculator Canada (2025)

Canada CPP EI Contribution Calculator

2025 CPP Rates:

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CPP & EI Frequently Asked Questions

What is Enhanced CPP and how does it work?

What are the exact CPP contribution rates for 2025?

What are the EI contribution rates and maximums for 2025?

How do CPP and EI stop dates work?

What happens if I have multiple jobs or over-contribute?

Are there any exemptions from CPP or EI contributions?

What do YMPE, YAMPE, and MIE mean?

When do CPP and EI contributions start and stop?